Payment methods
BANCOMAT Pay: Italy's bank-backed mobile payment for merchants
BANCOMAT Pay is the mobile payment service of Bancomat, Italy's domestic debit scheme, built into participating Italian banking apps. To pay online, the shopper enters their phone number at checkout, receives a request in the banking or BANCOMAT Pay app and approves it; the merchant gets a real-time result. Payments are in euro from Italian bank accounts.
- BANCOMAT Pay
- Italian bank-backed mobile payment service of the Bancomat scheme, identified by phone number.
At a glance
| Country and currency | Italy, EUR |
|---|---|
| Operator | Bancomat S.p.A. |
| Flow | Phone number at checkout, approval in the app |
| Confirmation | Real time |
| Interoperability | MoU with Bizum, EPI, SIBS and Vipps MobilePay (2026) |
What is BANCOMAT Pay?
BANCOMAT Pay belongs to Bancomat S.p.A., the company behind the Italian domestic debit card scheme. The service is linked to the shopper's Italian bank account and works in shops, online and between people.
How does a BANCOMAT Pay online payment work?
The phone number replaces card details.
- Choose BANCOMAT Pay The shopper selects it at checkout.
- Enter phone number The shopper enters the mobile number linked to their account.
- Approve A push notification opens the app, where the shopper approves.
- Confirmation The provider returns the result in real time.
Is BANCOMAT Pay part of European interoperability?
Yes. Bancomat signed a memorandum of understanding with Bizum, EPI (Wero), SIBS (MB WAY) and Vipps MobilePay in 2026 to connect their payment solutions.
How do you accept BANCOMAT Pay through OrsunPay?
OrsunPay is a payment orchestration platform: you keep your own contracts with licensed providers (for example Stripe, Adyen or Worldpay), and OrsunPay is not a payment institution, acquirer or merchant of record and does not hold or transmit funds. BANCOMAT Pay is available through OrsunPay: you connect a provider that supports it, it appears in the hosted checkout and payment links, and payment confirmations arrive by webhook. For OrsunPay pricing, see the pricing page at /pricing.
Frequently asked questions
Who can pay with BANCOMAT Pay?
Customers of participating Italian banks who have activated the service.
Can foreign merchants accept BANCOMAT Pay?
Yes, through a payment provider that supports it for Italian shoppers.
How are refunds made?
Through the provider, back to the shopper's Italian bank account.