Payment methods
Payment methods in Italy: cards, PayPal, Satispay, Bancomat Pay and Postepay
Italian online shoppers pay with cards, including prepaid Postepay cards from Poste Italiane, with PayPal, and increasingly with local apps such as Satispay and Bancomat Pay. Satispay reported 6.5 million users and 450,000 merchants in October 2026. Pay in 3 instalments is common for higher baskets. A merchant selling to Italy should offer cards, PayPal and at least one local app.
At a glance
| Currency | EUR |
|---|---|
| Cards | Base of e-commerce; prepaid Postepay Evolution runs on Mastercard |
| Satispay | 6.5 million users and 450,000 merchants (October 2026) |
| Bancomat Pay | Bank-backed mobile payment of the Bancomat scheme |
| Wallets | PayPal widely offered |
Which payment methods do shoppers use in Italy?
Cards are the base of Italian e-commerce, and prepaid cards are widely used: Postepay Evolution, from Poste Italiane, is a reloadable prepaid card on the Mastercard network with its own IBAN, accepted wherever Mastercard is.
Satispay is an Italian payment network and app with 6.5 million users and 450,000 merchants (October 2026). Bancomat Pay is the bank-backed mobile payment of the Bancomat domestic scheme, where shoppers confirm with their phone number in the banking app.
| Method | Type | Typical use | Confirmation |
|---|---|---|---|
| Cards incl. Postepay | Visa, Mastercard, prepaid | Most online purchases | Real time, chargebacks possible |
| PayPal | Wallet | Marketplaces, cautious shoppers | Real time |
| Satispay | Payment app network | Everyday and mobile purchases | Real time |
| Bancomat Pay | Bank-backed mobile payment | Shoppers of participating banks | Real time |
| Pay in 3 | BNPL | Fashion, electronics | Merchant paid by provider |
What should a merchant check before selling to Italy?
Before going live, check these points with your payment provider and test the full flow on mobile:
- Accept Mastercard and Visa prepaid cards, including Postepay.
- Add Satispay or Bancomat Pay for mobile shoppers.
- Offer PayPal for cautious shoppers and marketplaces.
- Show prices in EUR including Italian VAT.
How do you offer Italian payment methods through OrsunPay?
OrsunPay is a payment orchestration platform: you keep your own contracts with licensed providers (for example Stripe, Adyen or Worldpay), and OrsunPay is not a payment institution, acquirer or merchant of record and does not hold or transmit funds. Through OrsunPay you can offer cards, PayPal, Satispay, Bancomat Pay and pay later by connecting providers that support them, show them in the hosted checkout and payment links, and route each payment by country, currency and method. For OrsunPay pricing, see the pricing page at /pricing.
Frequently asked questions
Is Postepay a card or a separate payment method?
Postepay is a prepaid card on the Mastercard network, so it is accepted as a card. No separate integration is needed.
What is Satispay?
An Italian payment app and network, with 6.5 million users and 450,000 merchants in October 2026, used in shops and online.
Can a foreign merchant offer Satispay or Bancomat Pay?
Yes, through a payment provider that supports them for Italian shoppers.