Payment methods
MB WAY: Portugal's mobile payment for online merchants
MB WAY is Portugal's mobile payment service run by SIBS, used by more than 7 million people in 2026. To pay online, the shopper enters their mobile number at checkout and approves the payment in the MB WAY app within a few minutes; the merchant gets a real-time result. Payments are in euro. Merchants abroad can offer MB WAY through a payment provider.
- MB WAY
- Portuguese mobile payment service run by SIBS, identified by the user's phone number.
At a glance
| Country and currency | Portugal, EUR |
|---|---|
| Operator | SIBS |
| Users | More than 7 million (May 2026) |
| Flow | Phone number at checkout, approval in the app |
| Confirmation | Real time |
What is MB WAY?
MB WAY was launched by SIBS, the operator of Portugal's Multibanco network, in 2015. It links a phone number to the user's bank cards and is used for transfers, in-store payments, online purchases and cardless cash withdrawals. SIBS reported 7 million users in May 2026.
How does an MB WAY online payment work?
The phone number replaces card details.
- Choose MB WAY The shopper selects MB WAY at checkout.
- Enter phone number The shopper enters the number linked to MB WAY.
- Approve The shopper approves the request in the MB WAY app.
- Confirmation The provider returns the result in real time.
MB WAY or Multibanco reference?
MB WAY is instant and suited to mobile. A Multibanco reference lets shoppers pay later at an ATM or in online banking, but the order stays pending until they pay. Many Portuguese shops offer both.
How do you accept MB WAY through OrsunPay?
OrsunPay is a payment orchestration platform: you keep your own contracts with licensed providers (for example Stripe, Adyen or Worldpay), and OrsunPay is not a payment institution, acquirer or merchant of record and does not hold or transmit funds. MB WAY is available through OrsunPay: you connect a provider that supports it, it appears in the hosted checkout and payment links, and payment confirmations arrive by webhook. For OrsunPay pricing, see the pricing page at /pricing.
Frequently asked questions
How many people use MB WAY?
More than 7 million users in 2026, according to SIBS.
How long does the shopper have to approve?
A few minutes; the exact timeout is set by the provider.
How are refunds made?
Through the provider, back to the shopper's account linked to MB WAY.